Spend Less, Shop More

Pay-per-use experiences


Pay for what you need without being compelled into long term subscriptions.

Micropayments support pay-per-use experiences

More bang for your bucks

Unlock a news article
Tip your favorite musician
Donate to a cause
Buy hourly passes to stream

Universal key is all you need

Pay using your phone and QR codes without worrying about prepaid cards and cash

Tap on phone payments

Cash and card free renting of low priced services. No more hidden surcharges or unusable prepaid money.

Modern money app

Modern money app

Bookmark your digital assets
Gain deep purchase insights
Save money, redeem rewards

Security you can trust

Safety and protection

We use best-in-class, bank grade security to safeguard your data, and continuously monitor all transactions that flow through our infrastructure to mitigate fraud.

Privacy controls

We provide easy-to-use privacy controls and transparency on how your data is used. In fact, at UKey, we never share nor sell your information to third party services.


How do I get started?

Use your social login (Google) and mobile number to get started. That's it!

How does it work?

You can use UKey to pay for digital assets and services at participating merchants. Pay your bill at the end of each statement cycle--just like paying your utility bill.

I have more questions.

Please email us at and we will gladly answer your questions.

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© UKey Inc. 2023

Made with 🖤 in Austin and Boston.

UKey Inc. is a financial technology company, not a bank.