💰 Save on every purchase
🛍️ Earn cash back on every tap
💸 Securely send and receive money
🤖 Shop smarter with AI agents1
Save on every purchase
Earn instant discounts! Maximize savings when you pay by bank with UKey, in stores and online.
Earn cash back on every tap
Earn 1, 2, 3, 4, 5% and more after you pay with UKey. We continuously find the best offers for you. Terms and conditions apply.
Restaurants
1-5%
cash back
Grocery stores
1-5%
cash back
Restaurants
Fun social payments
Send money to friends and earn rewards - the first of its kind!
Pay-per-use
🍿 Consume without subscriptions
📺 Buy hourly passes to stream
🥳 Tip your favorite musician
👍 Donate to a cause
How to pay
1. Sign up for a free account
We go by the book and ask for enough info for an authentic you-check.
2. Link your bank
Securely connect your bank account. We use Plaid to connect to 10,000 banks.
3. Pay in stores and online
UKey will transfer the payment amount from your bank to your destination.
Secure and private
We use best-in-class, bank grade encryption and security to safeguard your data.
MORE ABOUT SECURITYEncrypted
Passkeys
Verified
Private
What is UKey?
UKey lets you make purchases directly from your bank account (pay by bank), without needing a credit or debit card. It is the most secure and seamless way to pay and earn rewards.
Do I need to download an app to use UKey?
You can use UKey by simply creating an account online. While it is not required to use our mobile app, it is highly encouraged. The app offers more features and enables an even more seamless payment experience.
I have more questions
Please email us at hello@ukey.co. We’re excited to hear from you!
1 Releasing in fall, 2024. Sign up for early access.
