ukey

Give your wallet super powers!

Pay with UKey and save on every purchase. Shop smarter with AI agents1.

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UKey is a money super app
Lightning fast, in-store, contactless payments

Pay with UKey and save on every purchase

Get instant savings and earn cash back when you pay by bank with UKey, in stores and online.

Shop smarter with AI agents1

Let our intelligent assistants do the heavy lifting while you focus on what matters most.

Your personal shopping genius

Your personal shopping genius

AI-powered research across deals, reviews, and prices. Effortless decisions at your fingertips.

More time for what truly matters

Less screen time, more life. Our AI plans purchases while you enjoy moments that count.

Smart shopping, simplified

From research to purchase planning, our AI handles it all. Welcome to stress-free shopping with UKey.

Fun social payments

Send money to friends and earn rewards, the first of its kind!

Fun social payments

Unlock content without subscriptions

Access premium content on your terms. Pay only for what you need, when you need it.

Bypass paywalls with pay-per-use

Read individual articles behind paywalls without committing to full subscriptions. Pay for exactly what interests you.

Stream with flexible passes

Enjoy premium features, music, and videos with hourly or daily passes. Experience the best content without long-term commitments.

How to pay

1. Sign up for a free account

We go by the book and ask for enough info for an authentic you-check.

2. Link your bank

Securely connect your bank account. We use Plaid to connect to 10,000 banks.

3. Pay in stores and online

UKey will transfer the payment amount from your bank to your destination.

Pay by bank with UKey

Secure and private

We use best-in-class, bank grade encryption and security to safeguard your data.

MORE ABOUT SECURITY
FAQ

What is UKey?

UKey lets you make purchases directly from your bank account (pay by bank), without needing a credit or debit card. It is the most secure and seamless way to pay, save money, and earn rewards.

Do I need to download the app to use UKey?

You can use UKey by simply creating an account online. While it is not required to use our mobile app, it is highly encouraged. The app offers more features and enables an even more seamless payment experience.

I have more questions

Please email us at hello@ukey.co. We’re excited to hear from you!

1 Releasing in spring, 2025. Sign up for early access.

Join a global community shopping smarter with UKey!

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© UKey Inc. 2024

ukey

Made with 🖤 in Austin and Boston

UKey Inc. is a financial technology company, not a bank.