Give your wallet super powers!
Pay with UKey and save on every purchase. Shop smarter with AI agents1.
Pay with UKey and save on every purchase
Get instant savings and earn cash back when you pay by bank with UKey, in stores and online.
Shop smarter with AI agents1
Let our intelligent assistants do the heavy lifting while you focus on what matters most.
Your personal shopping genius
AI-powered research across deals, reviews, and prices. Effortless decisions at your fingertips.
More time for what truly matters
Less screen time, more life. Our AI plans purchases while you enjoy moments that count.
Smart shopping, simplified
From research to purchase planning, our AI handles it all. Welcome to stress-free shopping with UKey.
Unlock content without subscriptions
Access premium content on your terms. Pay only for what you need, when you need it.
Bypass paywalls with pay-per-use
Read individual articles behind paywalls without committing to full subscriptions. Pay for exactly what interests you.
Stream with flexible passes
Enjoy premium features, music, and videos with hourly or daily passes. Experience the best content without long-term commitments.
How to pay
1. Sign up for a free account
We go by the book and ask for enough info for an authentic you-check.
2. Link your bank
Securely connect your bank account. We use Plaid to connect to 10,000 banks.
3. Pay in stores and online
UKey will transfer the payment amount from your bank to your destination.
Secure and private
We use best-in-class, bank grade encryption and security to safeguard your data.
MORE ABOUT SECURITYEncrypted
Passkeys
Verified
Private
What is UKey?
UKey lets you make purchases directly from your bank account (pay by bank), without needing a credit or debit card. It is the most secure and seamless way to pay, save money, and earn rewards.
Do I need to download the app to use UKey?
You can use UKey by simply creating an account online. While it is not required to use our mobile app, it is highly encouraged. The app offers more features and enables an even more seamless payment experience.
I have more questions
Please email us at hello@ukey.co. We’re excited to hear from you!
1 Releasing in spring, 2025. Sign up for early access.
